Taking Stock | M1 Finance Blog
Taking Stock
The place to improve your financial well-being. Explore resources for investing, banking, borrowing, and spending like a long-term investor.
An AI financial advisor built into M1, offered through an SEC-registered investment adviser. Live now for M1 clients, and free through the end of 2027. Today we’re launching M1 Advisor,…
Let’s say you’re a business owner reviewing vendor contracts. You’d probably pay close attention to what you’re spending and why. Many people apply that same…
As of June 30, 2026, M1’s aggregate platform data reveals the following behavioral patterns across the investor base: These figures come from real, anonymized portfolio…
So, you’ve changed jobs—better fit, higher title, maybe a new city. In the rush of starting somewhere new, it’s easy to forget about your old…
When I wrote my first blog for M1, I shared how discovering the Borrow button completely transformed the way my wife Stella and I think…
Reflections on the past, present and future of M1 from CEO Brian Barnes This year, 2026, will mark M1’s tenth year in business. Trust me when…
It’s a problem every businessperson knows: lumpy cash flow. Let’s say you’ve got $18K in receivables landing in 38 days, a contractor who needs a…
Want to know if your investments are concentrated in the areas you want? Or if your portfolio is sufficiently diversified? M1’s newest feature, Concentration Analysis, can help you find the answers. It’s the latest in our expanded Insights tab, designed to empower…
Right now, M1 clients have the opportunity to reduce their margin borrowing costs for the full year ahead. For a limited time, you can secure a 1.66% discount below our standard margin rate for 12 months—and you don’t need to carry a balance to qualify. If you’re eligible for the promotion, simply opt in within the app by January 31, 2026, and the discounted rate is yours if and when you borrow during the promotional period.
At M1, AI is a major part of how we plan, build, and safeguard the platform every day. From design and engineering to operations and compliance, teams across M1 have been using AI to move faster and operate at scale. Here’s how four teammates put AI to work.
Looking for news that actually matters to your long-term vision? News Snapshot has you covered. It’s M1’s latest update to the research tab, designed to…
New clients often wonder why M1 uses trade windows. M1’s trade windows are an intentional and core design choice to support long-term, automated, and diversified…
PLANNING
M1 Budgeting Basics
What you’ll learn:
- A breakdown of budgeting myths
- Popular budgeting frameworks
- How to build a personal budget
INVESTING
M1 Intro to Investing Roadmap
What you’ll learn:
- The foundations of financial wellness
- What impacts your financial well-being
- How to create goals and build healthy habits
WELLNESS
M1 Financial Wellness Guide
What you’ll learn:
- Why and how to start investing
- The various types of investments
- How to build a maintain a diverse portfolio