# agentsite-static-version=8d968958-6fc8-4915-89a3-184efaccf770
# m1.com

> AI-optimized mirror of m1.com containing 250 pages totalling 247,027 words of clean markdown content, structured data, and semantic HTML. Original source: https://m1.com. Last updated: 2026-10-15T09:23:15.058Z.

Each page is available as HTML (with JSON-LD structured data) and Markdown (text-only, ideal for LLMs and RAG).

## Homepage

- [M1: Your AI wealth management platform](/content/site-root.html): Welcome to M1, where long-term wealth-builders invest, save, and borrow with built-in fiduciary advice from M1 Advisor. (840 words)

## Articles & Blog Posts

- [Dividend investing: Put your dividends to work with M1 DRIP](/content/dividend-investing/index.html): Choose where you want dividend income to go. Use M1 DRIP, invest in your portfolio, or grow dividends in a High-Yield Cash Account. (273 words)
- [Joint Brokerage Account: Invest together | M1](/content/invest/joint-brokerage-account/index.html): Invest as a team with a Joint Brokerage Account. You can both contribute, withdraw, and get fiduciary advice from M1 Advisor. (446 words)
- [Latest M1 News, Press Releases & Awards](/content/about/newsroom/index.html): Discover the latest news and updates from M1. Explore press releases, company awards, and media coverage. Stay informed about M1's growth. (996 words)
- [cash-vs-savings-accounts/index.html](/content/cash-vs-savings-accounts/index.html) (494 words)
- [M1 Custodial Accounts: Invest in a child's future](/content/invest/custodial/index.html): Invest in a child's future while time is on their side with M1 Custodial Accounts. Automate investments and get built-in advice. (545 words)
- [Cash Account Sweep Program Disclosure Statement - M1](/content/legal/agreements/cash-account-sweep-program-disclosure-statement/index.html): Learn about M1's Cash Sweep Program offering high-yield, FDIC-insured savings for uninvested funds. Earn interest while planning your investment strategy. (5,841 words)
- [Trust Accounts: Protect your legacy on M1](/content/invest/trust/index.html): Use M1 to manage a trust and leave investments behind for the ones you love. (535 words)
- [M1 and B2 Privacy Policy - M1](/content/legal/agreements/hysa_privacypolicy/index.html): Learn how M1 Finance safeguards your personal and financial information. Discover our commitment to data privacy and security for all M1 products and services. (2,991 words)
- [Tax Filing Deadlines and Extensions - M1](/content/knowledge-bank/tax-filing-deadlines-and-extensions/index.html): Stay on top of important tax filing deadlines for your 2024 taxes and learn how to request an extension if needed. (1,562 words)
- [Understanding Debt Management - M1](/content/knowledge-bank/understanding-debt-management/index.html): Learn effective debt management strategies to help you reduce debt, improve your credit, and achieve long-term financial stability. (1,859 words)
- [blog/truth-about-fractional-shares/index.html](/content/blog/truth-about-fractional-shares/index.html) (1,423 words)
- [Types of investing strategies: Which are right for you? - M1](/content/knowledge-bank/types-of-investing-strategies-which-are-right-for-you.html): Explore dividend investing, dollar-cost averaging, value investing, growth investing, quality investing, and index investing. Each strategy comes with its own advantages and disadvantages. Find out which one aligns with your goals and start building your wealth today. (2,334 words)
- [High-Yield Bonds: Balancing Higher Returns with Increased Risk - M1](/content/knowledge-bank/high-yield-bonds-risk-reward-analysis/index.html): Understand the risks and rewards of high-yield bonds and how to incorporate them into your investing strategy. (1,182 words)
- [Privacy policy - M1](/content/legal/privacy/index.html): Learn how M1 Finance safeguards your personal data, manages online privacy, and uses information to provide secure financial services. (2,756 words)
- [Tax Document Organization: Streamline Your Tax Process - M1](/content/knowledge-bank/tax-document-organization-streamline-your-tax-process.html): Discover effective methods for tax document organization. Create a system for managing receipts, statements, and essential tax paperwork. (1,183 words)
- [Financial Vision Board: Visualize and Achieve Your Money Goals - M1](/content/knowledge-bank/financial-vision-board-visualize-and-achieve-your-money-goals.html): Discover how to create a powerful financial vision board that motivates and inspires. Learn techniques for visual goal representation. (1,495 words)
- [Terms of use - M1](/content/legal/terms/index.html): Read M1 Finance's Terms of Use for our investing, cash management, and lending platform. Learn about account types, features, and user responsibilities. (2,812 words)
- [When to Hire a Tax Professional vs. DIY - M1](/content/knowledge-bank/when-to-hire-a-tax-professional-vs-diy/index.html): Discover when it's time to hire a tax professional and how to choose the right tax preparer. (1,203 words)
- [blog/smart-transfers/index.html](/content/blog/smart-transfers/index.html) (750 words)
- [legal/index.html](/content/legal/index.html) (2,812 words)
- [Financial Contentment: Strategies for Mindful Spending - M1](/content/knowledge-bank/financial-contentment-strategies-for-mindful-spending.html): Learn practical strategies for developing financial contentment and breaking free from compulsive spending habits. (1,642 words)
- [Taking Stock | M1 Finance Blog](/content/blog/index.html): For the modern investor. (507 words)
- [Overtime Pay: Understanding Your Earnings and Options - M1](/content/knowledge-bank/overtime-pay-understanding-your-earnings-and-options.html): Learn about overtime regulations, strategies to maximize your overtime pay, and discover how to balance extra hours with work-life harmony. (1,036 words)
- [Disclosures - M1](/content/legal/disclosures/index.html): Explore M1 Finance's legal disclosures, account types, and financial products. Learn about our high-yield cash accounts, investing options, and lending services. (718 words)
- [The four types of bank accounts: Which are right for you? - M1](/content/knowledge-bank/the-four-types-of-bank-accounts-which-are-right-for-you.html): Explore the four main types of bank accounts and learn which ones best suit your financial needs. Maximize your money management with M1's expert guidance. (858 words)
- [earn/index.html](/content/earn/index.html) (390 words)
- [IRA tax deductions and how to claim them - M1](/content/knowledge-bank/ira-tax-deductions-and-how-to-claim-them/index.html): Learn how to claim IRA tax deductions, understand contribution limits, and maximize your retirement savings benefits with M1's expert guide. (767 words)
- [Financial Motivation - M1](/content/knowledge-bank/financial-motivation/index.html): Explore motivation techniques to keep your financial goals on track. Use visualization, affirmation, and reward strategies. (1,589 words)
- [Tuition Reimbursement - M1](/content/knowledge-bank/maximizing-tuition-reimbursement-programs/index.html): Maximize tuition reimbursement programs from your employer. Tips to up-skill, advance your career and increase your earning potential. (1,448 words)
- [Contrarian investing and what it is - M1](/content/knowledge-bank/contrarian-investing-and-what-it-is/index.html): Learn about contrarian investing strategies and how to profit by going against market trends. Discover tips for successful contrarian investing with M1 Finance. (1,644 words)
- [Mortgage-Backed Securities: Navigating Fixed Income Opportunities - M1](/content/knowledge-bank/mortgage-backed-securities-navigating-fixed-income-opportunities.html): Discover mortgage-backed securities (MBS) in fixed income portfolios. Learn their features, advantages, and potential risks. (1,261 words)
- [Salary Negotiation Strategies: Boost Your Career Earnings - M1](/content/knowledge-bank/salary-negotiation-strategies-boost-your-career-earnings.html): Prepare for salary negotiations during job interviews. Learn techniques to discuss compensation confidently. (1,155 words)
- [M1’s Guide to Tax Season](/content/guide-to-tax-season/index.html): Find out where to access your M1 tax documents, check key dates related to filing, and get tips on how to breeze through tax season stress-free. (1,002 words)
- [Crypto Disclosures - M1](/content/legal/disclosures/crypto/index.html): Learn about cryptocurrency risks and disclosures with M1 Digital LLC. Understand volatility, regulatory concerns, and cybersecurity risks before investing. (1,892 words)
- [How a financial plan can provide a roadmap to your future success](/content/knowledge-bank/personal-finance-101-what-is-a-financial-plan/index.html): A financial plan can provide you and your family guidance on where you'd like to allocate your resources and meet your goals. (1,738 words)
- [Referral rewards at M1: Spread the word to earn](/content/promo/referral/index.html): Share M1 with a friend and you both win. Get an APY boost for each High-Yield Cash Account referral. Or get $75 for each M1 Invest referral. (1,587 words)
- [Performance-Based Pay: Maximizing Your Earnings - M1](/content/knowledge-bank/performance-based-pay-maximizing-your-earnings/index.html): Learn effective strategies to boost your performance-based pay and maximize your earnings in a competitive work environment. (1,533 words)
- [What is AI wealth management? Definition and how it works | M1](/content/ai-wealth-management/index.html): AI wealth management: the firm holding your accounts provides a fiduciary AI financial advisor that advises on them. M1 is an AI wealth management company. (1,499 words)
- [Public vs Private Sector Jobs: Choosing Your Ideal Career - M1](/content/knowledge-bank/public-vs-private-sector-jobs-choosing-your-ideal-career.html): Public vs Private Sector Jobs: Compare benefits, growth, and work cultures. Learn to choose your ideal career path. (1,674 words)
- [Collaborative Philanthropy: Amplifying Impact Through Joint Giving Strategies - M1](/content/knowledge-bank/collaborative-philanthropy-amplifying-impact-through-joint-giving-strategies.html): Explore models of collaborative philanthropy, including giving circles and funder collaboratives, to amplify your charitable impact. (1,345 words)
- [401(k) Rollover: Navigating Your Options - M1](/content/knowledge-bank/401k-rollover-navigating-your-options/index.html): Learn everything you need to know about 401(k) rollover options, process steps, and making informed decisions for your retirement future. (1,305 words)
- [Transfer to M1 and get up to $20K to invest](/content/transfer/promo-20k/index.html): Invest for the long-term, automatically, using M1’s one-of-a-kind tools. Until March 31, 2024, you can transfer a brokerage account to M1 and earn up to $20,000. Promotional terms & conditions apply. (829 words)
- [Strategic Shopping: Smart Buying to Save Money - M1](/content/knowledge-bank/strategic-shopping-smart-buying-to-save-money/index.html): Discover strategic shopping by timing purchases with product cycles. Maximize value, save money, and make smarter buying decisions. (1,056 words)
- [Financial Planning after Divorce: Rebuilding Your Finances - M1](/content/knowledge-bank/financial-planning-after-divorce-rebuilding-your-finances.html): Learn practical steps to regain stability and manage shared responsibilities through financial planning after divorce. (1,588 words)
- [What are dividends? - M1](/content/knowledge-bank/what-are-dividends/index.html): Learn how dividends work, the types of dividends, the tax implications of dividends, and dividend investing on M1. (1,150 words)
- [What is cost basis? - M1](/content/knowledge-bank/what-is-cost-basis/index.html): Cost basis is especially important when calculating end-of-year taxes. Find out what you can do to potentially reduce your bill. (1,252 words)
- [Tax Record-Keeping Guide: Organizing IRS Documents - M1](/content/knowledge-bank/tax-record-keeping-guide-organizing-irs-documents/index.html): Discover which tax documents you need to keep and for how long. Learn best practices for organizing and storing your important tax records. (1,187 words)
- [M1 Margin Loans vs. Personal Loans: Key Differences](/content/borrow/margin-loan-vs-personal-loans/index.html): Learn the differences between M1 Margin Loans and Personal Loans. Understand risks, benefits, and how each type can meet your financial needs. (434 words)
- [Agreements - M1](/content/legal/agreements/index.html): Review M1 Finance's legal agreements for investing, banking, and lending services. Understand your rights and obligations as an M1 customer. (571 words)
- [M1 Margin Promo: Get a 12-month margin discount](/content/promo/margin/index.html): Borrow at 4.24%. Get a 1.66% discount on M1’s base margin rate for 12 months (standard rate: 5.90%). Opt in now—borrow now or later. (410 words)
- [IRA contribution limits: Here's how much you can invest in 2024](/content/knowledge-bank/ira-contribution-amounts/index.html): IRA contribution limits increased in 2024 from the year prior. Here's how much they are, and how you can potentially use an IRA. (942 words)
- [Budgeting for Freelancers: Effective Strategies for Variable Income - M1](/content/knowledge-bank/budgeting-for-freelancers-effective-strategies-for-variable-income.html): Learn effective budgeting for freelancers: Manage variable income, plan for lean periods, and achieve financial stability in the gig economy. (1,410 words)
- [M1 Brokerage Accounts: Individual and Joint Accounts](/content/invest/brokerage/index.html): Build a custom portfolio of stocks and ETFs, automate your strategy, and invest commission-free. Open an M1 brokerage account today. (772 words)
- [What is a bear market? - M1](/content/knowledge-bank/what-is-a-bear-market/index.html): A bear market is when the stock maret drops by 20% from its most previous high. Here's how these can affect your portfolio. (1,007 words)
- [What is the standard deduction? - M1](/content/knowledge-bank/standard-deduction/index.html): Learn how the standard deduction can reduce your taxable income. Explore M1's guide to maximizing your tax savings and optimizing your financial strategy. (621 words)
- [Zero-Based Budgeting: A Guide to Managing Your Finances - M1](/content/knowledge-bank/zero-based-budgeting-a-guide-to-managing-your-finances.html): Zero-based budgeting is a popular financial management approach that aims to give you more control over your spending and saving habits. This comprehensive guide will... (1,373 words)
- [What is a bull market? - M1](/content/knowledge-bank/what-is-a-bull-market/index.html): A bull market is a nickname for a period of time when the stock market swings upwards in value. Here's what you need to know. (872 words)
- [Deposit Network - M1](/content/legal/agreements/depositnetwork/index.html): Explore M1's Deposit Network for high-yield cash accounts, investment options, and financial services. Learn about account types, safeguarding, and FAQs. (768 words)
- [Index Investing - M1](/content/knowledge-bank/index-investing-pros-cons/index.html): Get to know the pros and cons of index investing. Understand how this passive strategy compares to active portfolio management. (902 words)
- [Employee stock options explained - M1](/content/knowledge-bank/employee-stock-options-explained/index.html): Employee stock options are a form of compensation that some companies offer to their employees. They give employees the right to purchase company shares at a predetermined price, known as the strike price. (1,047 words)
- [M1 Milestones and Achievements](/content/about/milestones/index.html): We are building an all-in-one personal finance platform fit for the long haul. See where we started and what we have achieved along the way. (193 words)
- [Earn 3.10% APY with M1 High-Yield Savings Account](/content/earn/high-yield-savings-accounts/index.html): Earn 3.10% APY with M1's FDIC-insured High-Yield Savings Account. Start saving smarter today and secure up to $5M in coverage. (525 words)
- [M1 Retirement Accounts: Traditional, SEP, and Roth IRAs](/content/invest/retirement/index.html): Open a Traditional, Roth, or SEP IRA with M1. Empower your retirement by managing your own investments, automate contributions, and take control of your future. (809 words)
- [What is the home office tax deduction and how does it work? - M1](/content/knowledge-bank/home-office-deduction/index.html): Learn about the home office tax deduction for self-employed individuals. Discover eligibility requirements and potential benefits for your business finances. (701 words)
- [Portfolio Line of Credit: M1 Margin Loans](/content/borrow/margin-loans/portfolio-line-of-credit/index.html): Get liquidity for less. Borrow up to 50% of your portfolio’s value at 5.90%. Stay invested and get the funds to spend or invest, secured by your holdings in M1. (613 words)
- [What is the student loan interest deduction? - M1](/content/knowledge-bank/what-is-the-student-loan-interest-deduction/index.html): Learn how to reduce your taxable income with the student loan interest deduction. Discover eligibility requirements and maximize your tax savings. (770 words)
- [Early Withdrawals from Your IRA: Understanding Penalties, Exceptions, and Consequences - M1](/content/knowledge-bank/early-withdrawals-from-your-ira/index.html): Learn about early withdrawals from your IRA, including the penalties, exceptions, and consequences. (740 words)
- [What is the SALT deduction? State and local tax deduction explained - M1](/content/knowledge-bank/salt-deduction/index.html): Learn about the SALT deduction for state and local taxes. Understand how it impacts your tax return and potential savings. Get expert insights from M1. (727 words)
- [Knowledge Bank Posts Archive - M1](/content/knowledge-bank/index.html) (428 words)
- [Inflation Investments - M1](/content/knowledge-bank/inflation-investments/index.html): Learn about inflation investments and discover strategies to safeguard your portfolio against its inflation's eroding effects. (904 words)
- [Jul 2026 Promo one-year APY boost - M1](/content/legal/disclosures/jul-2026-promo-one-year-apy-boost/index.html): M1 Earn APY boost promo terms & conditions. (928 words)
- [Jul 2026 Promo one-year APY boost 2 - M1](/content/legal/disclosures/jul-2026-promo-one-year-apy-boost-2/index.html): M1 Earn Account APY boost terms & conditions. (927 words)
- [Automated, long-term investing - M1](/content/minority-mindset/index.html): Earn 3.10% APY with high-yield cash accounts. Automate investing, borrow at low rates, and maximize everyday finances. Join M1 today. (393 words)
- [Credit Card Disclosures - M1](/content/legal/disclosures/credit-card/index.html): Explore M1 Finance's legal disclosures, account types, and financial products. Learn about our high-yield cash accounts, investing options, and lending services. (613 words)
- [How to deduct charitable contributions on your taxes - M1](/content/knowledge-bank/charitable-contribution-tax-deduction/index.html): Learn how to properly deduct charitable donations on your taxes. Understand deduction limits, eligible organizations, and documentation requirements for tax benefits. (689 words)
- [M1 Disclosures - M1](/content/legal/capitalize/index.html): With M1 Finance, you can earn, invest, spend, and borrow with one easy-to-use platform. (619 words)
- [What is APY? How does it work? - M1](/content/knowledge-bank/what-is-apy/index.html): The total amount the bank pays in interest, including compound interest, each year is called the annual percentage yield (APY). (744 words)
- [M1 High-Yield Cash vs. Savings Accounts: Differences Explained](/content/earn/cash-vs-savings-accounts/index.html): Discover the differences between M1's High-Yield Cash and Savings Accounts. Learn which is right for you and earn up to 5.00% APY on your deposits. (726 words)
- [What is the mortgage interest tax deduction? - M1](/content/knowledge-bank/mortgage-interest-tax-deduction/index.html): Learn about the mortgage interest tax deduction, a valuable incentive for homeowners. Discover how it can reduce your taxable income and save you money. (536 words)
- [M1 Crypto: Automated investing in Bitcoin, Ethereum, & more](/content/invest/crypto/index.html): Invest in Bitcoin, Ethereum, and more. Automate your crypto portfolio with M1's all-in-one finance platform. Start now! (623 words)
- [Jul 2026 Promo - Margin Discount - M1](/content/legal/disclosures/jul-2026-promo-margin-discount/index.html): M1 Margin Promotion terms & conditions. (617 words)
- [Our Commitment to Accessibility - M1](/content/legal/accessibility/index.html): M1 Finance is dedicated to making our platform accessible to all users. Learn about our efforts to ensure everyone can easily earn, invest, spend, and borrow. (736 words)
- [The Finance Super App™ - M1](/content/invest/performance-benchmarking/index.html): With M1 Peformance Benchmarking, see how your investing portfolio compares to other stocks, ETFs—even custom portfolios. (398 words)
- [CDs vs savings accounts: Which is better for your savings goals? - M1](/content/knowledge-bank/cds-vs-savings-accounts/index.html): Compare CDs and savings accounts to find the best option for your financial goals. Learn about interest rates, flexibility, and account features at M1. (600 words)
- [Report Bugs & Earn Rewards - M1 Bug Bounty Program](/content/about/m1-bug-bounty/index.html): Report security vulnerabilities in M1. Follow our guidelines and earn rewards for valid findings. (703 words)
- [Automate Your Investing with M1](/content/invest/automated-investing/index.html): Simplify your investments with M1's automated platform. Achieve your financial goals effortlessly. Get started today! (428 words)
- [M1 Raises $150M, Led by SoftBank Vision Fund 2](/content/about/newsroom/series-e/index.html): Discover how M1's $150M funding round led by SoftBank boosts its mission to revolutionize long-term money management. Learn more now! (447 words)
- [M1 Personal Loans: Fast, Low Rates, No Fee Loans](/content/borrow/personal-loans/index.html): Borrow $2,500–$50,000 at low, fixed rates from 7.99%–21.75% Annual Percentage Rate (APR). Enjoy zero fees and quick funding to achieve your financial goals with M1. (495 words)
- [invest/index.html](/content/invest/index.html) (740 words)
- [Financial Freedom: Long-Term vs. Short-Term Investment Trends](/content/about/newsroom/financial-wellness-survey-release/index.html): New M1 survey reveals long-term investors feel more financially free. Learn why long-term strategies may lead to financial freedom. (782 words)
- [M1 Raises $75M to Fuel Long-Term Growth](/content/about/newsroom/series-d/index.html): M1 secures $75M Series D funding to enhance automated investing and long-term wealth platform. Join 500,000+ investors today! (589 words)
- [Contact M1](/content/contact-us/index.html): Questions? Need help bringing over investment? Our Client Success Team is here to help. Get in touch with M1 here. (525 words)
- [Investing for self-directed investors - M1](/content/legal/agreements/affiliateuserbonus/index.html): Investing with M1 is flexible, customizable and automated. It’s your money, intelligently invested the way you want, for free. (590 words)
- [M1 launches Owner's Rewards Card - Earn Up to 10% Cash Back](/content/about/newsroom/credit-card/index.html): Discover the M1 Owner's Rewards Card to earn up to 10% cashback at select merchants. Grow your wealth with seamless investing and spending. (700 words)
- [Transferring your account to M1](/content/transfer/index.html): Open a Traditional, SEP, or Roth IRA to prepare for retirement on your terms. Invest automatically and commission-free in a pre-made or custom portfolio. (216 words)
- [M1's Mission: Empower financial well being](/content/about/our-mission/index.html): Earn 5.00% APY on cash accounts, invest commission-free, and manage loans with M1's all-in-one financial platform. Join now and start growing your wealth! (337 words)
- [M1 Pies: Automate and Customize Your Investments](/content/invest/what-is-a-pie/index.html): Build and automate your investment portfolio with M1 Pies. Achieve your long-term financial goals with intuitive tools and no commission fees. Get started now! (369 words)
- [M1 Launches Crypto Investing: Customize & Automate Your Strategy](/content/about/newsroom/crypto-announcement/index.html): Invest in crypto with M1. Customize and automate your digital asset investments with ease. Sign up today! (545 words)
- [What is ROI? - M1](/content/knowledge-bank/what-is-roi/index.html): ROI is a metric used to assess an investment’s profitability. Here's how you can potentially use this cornerstone metric in your portfolio. (478 words)
- [Careers at M1 | Join Our Innovative Team](/content/about/careers/index.html): Explore career opportunities at M1, a leader in personal finance innovation. Join us and make a difference! Apply now. (287 words)
- [High-Yield Cash Account: Earn a 3.35% APY | M1](/content/earn/high-yield-cash-accounts/index.html): Rack up interest on idle cash with a High-Yield Cash Account. No minimum balance, no withdrawal limits. FDIC-insured up to $4.75 million. (496 words)
- [Success Stories: Earn, Invest, Spend & Borrow with M1](/content/about/our-mission/stories/index.html): Discover how users earn, invest, spend, and borrow with M1's versatile financial platform. Learn their stories and optimize your finances too. (363 words)
- [What your ETF expense ratio is really costing you - M1](/content/blog/what-your-etf-expense-ratio-is-really-costing-you/index.html): Compare the difference between ETFs and mutual funds. Understand expense ratios and how they can affect your long-term investing growth. (1,083 words, 2026-04-20)
- [How do investors allocate their money? Real data from M1 portfolios - M1](/content/blog/how-do-investors-allocate-money-m1-data/index.html): How do investors allocate money in their portfolios? June 30, 2026 data from M1 reveals cash allocation rates, margin utilization, automation adoption, median holdings, and top 3 concentration. (2,701 words, 2026-04-16)
- [How I Use Margin to Enhance Portfolio Diversification and Increase My Expected Returns  - M1](/content/blog/how-i-use-margin-to-enhance-portfolio-diversification-and-increase-expected-returns.html): How I Use Margin to Enhance Portfolio Diversification and Increase My Expected Returns  (2,410 words, 2024-08-09)
- [Five years on M1: How I built a $1,000,000 dividend portfolio to become financially independent at 37  - M1](/content/blog/five-years-on-m1-how-i-built-a-1000000-dividend-portfolio-to-become-financially-independent-at-37.html): Five years ago, I took the leap of faith and started talking openly about my pursuit for a different life on my YouTube channel Dividend Growth Investing. (1,790 words, 2024-07-01)
- [Nvidia is a stock market darling 30 years in the making - M1](/content/blog/nvidia-is-a-stock-market-darling-30-years-in-the-making.html): Nvidia stock has taken the equities market by storm, starting off 2024 on a hot streak. Here are a few things to know about the company. (1,373 words, 2024-03-06)
- [Build(ings) for the long term - M1](/content/blog/buildings-for-the-long-term/index.html): Build(ings) for the long term (1,424 words, 2024-02-27)
- [Why Washington and Lincoln deserve to be on our currency  - M1](/content/blog/why-washington-and-lincoln-deserve-to-be-on-our-currency.html): Why Washington and Lincoln deserve to be on our currency  (1,108 words, 2024-02-20)
- [Cupid brings love, money brings stress. But you can combine them harmoniously. - M1](/content/blog/cupid-brings-love-money-brings-stress-but-you-can-combine-them-harmoniously.html): Cupid brings love, money brings stress. But you can combine them harmoniously. (859 words, 2024-02-13)
- [Crypto enthusiasts and investors cheer, government shakes its collective head - M1](/content/blog/crypto-enthusiasts-and-investors-cheer-government-shakes-its-collective-head.html): Crypto enthusiasts rejoiced when the SEC finally approved spot bitcoin ETFs for public trading. It didn't come without a fight. (1,265 words, 2024-01-23)
- [Changes to the 2023 and 2024 retirement contribution limits  - M1](/content/blog/changes-to-the-2023-and-2024-retirement-contribution-limits.html): In this edition of Mindset, we’ll update you on the specifics of the changes and provide a few options you can take as we close out 2023 and look to 2024. (483 words, 2023-12-12)
- [M1 releases dashboard updates with expanded data and charts - M1](/content/blog/m1-releases-dashboard-updates-with-expanded-data-and-charts.html): M1 released its newest dashboard on Monday, giving investors even more data to make educated investing decisions. (286 words, 2023-12-11)
- [5 mistakes to avoid while filing taxes this year - M1](/content/blog/tax-mistakes-to-avoid/index.html): Whether it's your first time filing taxes or you've been filing for decades, be sure to avoid these five tax mistakes this year. (932 words, 2023-12-04)
- [M1 expands reliable, secure Plaid connectivity to third-party financial services  - M1](/content/blog/m1-expands-reliable-secure-plaid-connectivity-to-third-party-financial-services.html): M1 is pleased to announce the long-awaited expansion of our Plaid integration service. Over the coming weeks, we’ll be rolling out improvements that make account connectivity significantly more reliable and secure with thousands of third-party applications over the Plaid network.   (248 words, 2023-11-28)
- [Here’s how to do a 401(k) rollover, and even possibly find forgotten retirement accounts  - M1](/content/blog/401k-rollover-steps/index.html): If you have an old 401(k) with a previous employer and want to take hold of those funds, here are the steps to rollover a 401(k) to an IRA. (1,223 words, 2023-07-24)
- [The 2023 Banking Crisis: Here’s my experience within a bank failure - M1](/content/blog/bank-failure-story/index.html): 2023 has been marked with more than one bank failure. Here's what my experience being a depositor within a bank that collapsed. (760 words, 2023-06-30)
- [I played the Stock Market Game in fifth grade. Here’s what my investments look like 15 years later. - M1](/content/blog/i-played-the-stock-market-game-in-fifth-grade-heres-what-my-investments-look-like-15-years-later.html): Discover the investment journey and lessons of a fifth-grade stock market game player and how their portfolio performed 15 years later. (3,577 words, 2023-06-29)
- [HSAs: The hidden gem for retirement planning and potential wealth accumulation - M1](/content/blog/hsas-hidden-gem-retirement-planning/index.html): HSAs, also known as health savings accounts, are a great option to supplement your investing and retirement journey. (1,343 words, 2023-06-09)
- [AAPI Heritage Month Spotlight: Simon Lam, VP of Platform Engineering - M1](/content/blog/aapi-heritage-month-simon-lam/index.html): AAPI Heritage Month Spotlight: Simon Lam, VP of Platform Engineering (1,442 words, 2023-05-19)
- [M1 Launches High-Yield Savings Account - M1](/content/blog/savings-account-launches/index.html): We're starting rollout of the M1 High-Yield Savings Account to existing M1 users. It will have a 5.00% APY and up to $5 million in FDIC coverage. (845 words, 2023-05-09)
- [Why rate chasing isn't worth it - M1](/content/blog/why-rate-chasing-isnt-worth-it/index.html): Rate chasing involves moving money from one high interest savings account to another multiple times over. Here's why it may not be worth it. (668 words, 2023-04-19)
- [Why your 1% fee is much more expensive than you think - M1](/content/blog/why-your-1-fee-is-more-expensive-than-you-think/index.html): If you're currently paying a financial advisor a 1% fee, it could be costing you much more than you realize. Here's what you need to know. (714 words, 2023-04-13)
- [Summer is coming. Is installing home solar the right move? M1](/content/blog/summer-is-coming-is-solar-the-right-move-to-save-money-invest-in.html): Energy prices are on the rise, and with the warm summer months approaching — your electricity bill may rise. But is home solar worth it? (1,173 words, 2023-04-11)
- [5 ways to invest to potentially reduce your tax liability in 2023  - M1](/content/blog/potentially-reduce-your-tax-liability/index.html): As you're investing for the future, it's also possible to potentially reduce your tax liability. Here's what you need to know. (1,293 words, 2023-04-11)
- [Its been 2 years since the meme stock was born. - M1](/content/blog/two-years-since-the-meme-stock-was-born/index.html): The meme stock started as an internet phenomenon and quikcly turned into headline news during the pandemic. (1,701 words, 2023-03-14)
- [Why you should use a high-yield savings account over a regular savings account: A comprehensive comparison - M1](/content/blog/high-yield-savings-account-vs-regular-savings-account.html): Learn about the advantages, disadvantages, and personal finance decisions that go into choosing the right account for you. (696 words, 2023-03-08)
- [How to use a high yield savings account to potentially build wealth - M1](/content/blog/use-high-yield-savings-account-to-potentially-build-wealth.html): A high yield savings account can help consumers earn more interest on their savings. Here's how you can use one to your advantage. (689 words, 2023-03-01)
- [The M1 High Yield Savings Account: How you can use it to continue building wealth  - M1](/content/blog/m1-hysa/index.html): The M1 HYSA (high yield savings account) is a great account to put money away for your emergency fund, or your next vacation. (805 words, 2023-02-28)
- [How to build wealth slowly in a few simple steps - M1](/content/blog/how-to-build-wealth-slowly/index.html): The adage of 'get rich quick' remains popular, but far from reality. For those who amass wealth, they likely did it over a long period. (1,177 words, 2023-02-27)
- [Cars are becoming affordable again. Is now the time to pick up a Tesla?  - M1](/content/blog/cars-are-becoming-affordable-again/index.html): The car industry is beginning to soften after three years of skyrocketing prices. Now with EV tax credit, is it a good time to buy a Tesla? (974 words, 2023-02-02)
- [5 Investing Choices for a Volatile Market](/content/blog/5-investing-choices-for-a-volatile-market/index.html): Try to avoid impulsive decisions governed by emotions and instead focus on investing strengths and weaknesses, changing opportunities and long-term goals. (830 words, 2023-01-25)
- [TD Ameritrade clients: Don't settle for Schwab. Come to M1 and get rewarded! - M1](/content/blog/td-ameritrade-clients-dont-settle-for-schwab-come-to-m1-and-get-rewarded.html): Get rewarded with up to $15,000 bonus when you switch to M1 from TD Ameritrade. Personalized portfolios, intelligent automation, and the best rates await you. Switching is easy. (880 words, 2023-01-19)
- [A look back, a look ahead: Your year-end financial review guide - M1](/content/blog/your-year-end-financial-review-guide/index.html): As the year comes to a close, it's important to review your finances and make necessary adjustments for the new year. Our guide covers everything you need to do. (2,295 words, 2022-12-19)
- [10 things wealthy clients are doing with their money (and how they do it on M1) - M1](/content/blog/10-things-wealthy-clients-are-doing-with-their-money-and-how-they-do-it-on-m1.html): Discover the habits and strategies of some of the wealthiest clients at M1 and how you can potentially replicate them in your own financial plan. (2,533 words, 2022-12-09)
- [3 ways to potentially lower your taxes before year-end - M1](/content/blog/3-ways-to-potentially-lower-your-taxes-before-year-end.html): As 2022 comes to a close, we suggest some last minute ways to make the most out of your tax bill and set yourself up for next year. (367 words, 2022-12-05)
- [3 considerations for your financial plan in a high-interest rate market - M1](/content/blog/3-considerations-for-your-financial-plan-in-a-high-interest-rate-market.html): As the Federal Reserve continues raising interest rates, we discuss three strategies you could include in your financial plan. (475 words, 2022-11-21)
- [How automatic rebalancing simplifies portfolio management - M1](/content/blog/how-automatic-rebalancing-simplifies-portfolio-management.html): Learn how M1 intelligently and automatically rebalances your portfolio to keep your financial targets and goals on track. (1,050 words, 2022-11-17)
- [Why FTX's collapse is a wake-up call for the crypto industry - M1](/content/blog/ftx-wake-up-call/index.html): As the impact of FTX’s collapse plays out, we're considering how the industry got here and what role we’re playing in making it more secure.  (752 words, 2022-11-16)
- [Finding certainty in the uncertain - M1](/content/blog/finding-certainty-in-the-uncertain/index.html): Through midterms, earnings, and interest rates we explore what we do know about the market in these times of uncertainty. (462 words, 2022-11-14)
- [Coming soon: M1 High-Yield Savings Account with 5.00% APY on your cash - M1](/content/blog/high-yield-savings-announcement/index.html): Invest, Borrow, Spend—and now Save. In 2023, M1 will offer a high-yield savings account where M1 Plus users earn 4.50% APY on their cash. (562 words, 2022-11-14)
- [What the fourth quarter is telling investors - M1](/content/blog/what-the-fourth-quarter-is-telling-investors/index.html): As earnings, rate hikes, and the jobs report loom for investors, we explain the impacts they could have on the fourth quarter. (581 words, 2022-11-07)
- [How to measure and control fear in your portfolio - M1](/content/blog/fear-in-your-portfolio/index.html): In this Halloween edition we discuss the various ways investors use indexes and strategies to gauge fear in the market. (421 words, 2022-10-31)
- [The one place interest rates aren't rising - M1](/content/blog/the-one-place-interest-rates-arent-rising/index.html): Rates seem to be rising everywhere except savings accounts. In an economy like this one, it can pay to shop around. (302 words, 2022-10-24)
- [More ways investors can attempt to take advantage of this down market - M1](/content/blog/more-ways-investors-can-attempt-to-take-advantage-of-this-down-market.html): Learn about tax-loss harvesting, a strategy that investors can use to possibly turn capital losses into tax breaks. (388 words, 2022-10-17)
- [Automating your finances to build long-term wealth - M1](/content/blog/automating-your-finances-to-build-long-term-wealth/index.html): Automating your finances is one of the best ways to build long-term wealth. Learn how to create your own recurring investment schedules here. (616 words, 2022-10-06)
- [Where to possibly park your money in a down market - M1](/content/blog/where-to-possibly-park-your-money-in-a-down-market/index.html): Changing interest rates and market cycles can make wealth allocation confusing. Today we're discussing the options you may have. (529 words, 2022-10-03)
- [What investors can learn from Patagonia founders’ giving - M1](/content/blog/what-investors-can-learn-from-patagonia-founders-giving.html): Learn how investing with your values can lead to more options later in life in this edition of The Investor's Mindset. (354 words, 2022-09-26)
- [Everything you need to know about the new Owner’s Rewards Card by M1 - M1](/content/blog/all-about-owners-rewards/index.html): Everything you need to know about the new Owner’s Rewards Card by M1 (1,081 words, 2022-09-23)
- [Owner’s Rewards Card updates: No annual fee or shareholder requirements - M1](/content/blog/owners-rewards-card-updates/index.html): Owner’s Rewards Card updates: No annual fee or shareholder requirements (681 words, 2022-09-23)
- [5 steps to transfer between brokerages | M1 Finance](/content/blog/5-steps-to-transfer-stocks-between-brokerages/index.html): Switching brokerages? In-kind or ACAT transfers allow you to transfer your investments between brokerages "as is". Here are the five steps to consider and complete. (939 words, 2022-09-06)
- [Finding your purpose in a bull or bear market - M1](/content/blog/finding-your-purpose-in-a-bull-or-bear-market/index.html): See why M1's CMO thinks finding purpose as a company is about helping others and influencing outcomes over long periods of time. (1,058 words, 2022-08-31)
- [Explaining AMC APEs and using your portfolio as collateral - M1](/content/blog/apes-burnout-and-using-your-portfolio-as-collateral.html): Learn about AMC's strategy to raise money with APE stocks, how to recognize three types of burnout, and more in The Investor's Mindset. (415 words, 2022-08-29)
- [Financial wellness tips to help you unwind - M1](/content/blog/financial-wellness-tips-to-help-you-unwind/index.html): Time off is an important part of financial wellness. Use these three tips to manage your money while away so you can fully enjoy your break. (368 words, 2022-08-22)
- [How we use machine learning to predict client assets - M1](/content/blog/machine-learning-predict-client-assets/index.html): See how we use machine learning to improve initiatives, strategically plan for the future, and market to investors who may benefit from M1. (735 words, 2022-08-18)
- [How government policy affects your portfolio - M1](/content/blog/how-government-policy-affects-your-portfolio/index.html): The U.S. government just passed the Inflation Reduction Act of 2022. See highlights and how the government policy can affect your portfolio. (491 words, 2022-08-15)
- [July's jobs report, Inflation Reduction Act highlights, and more  - M1](/content/blog/julys-jobs-report-inflation-reduction-act-highlights.html): Market news for August 8-11, 2022, including the Inflation Reduction Act, consumers' inflation expectations, July's jump in jobs, and more. (601 words, 2022-08-12)
- [Your mindset doesn’t have to mirror the market - M1](/content/blog/your-mindset-doesnt-have-to-mirror-the-market/index.html): Financial anxiety can impact anyone. To help ease anxiety and reframe a negative mindset, try these five tips to see a new perspective. (432 words, 2022-08-08)
- [Why digital private banking is the future of finance - M1](/content/blog/digital-private-banking-future-of-finance/index.html): Digital private banking will soon replace exclusive private banks. Here's how it will reduce costs, open access, and help financial decisions.  (1,146 words, 2022-08-04)
- [Who sets interest rates? Understanding the Federal Funds Rate - M1](/content/blog/who-sets-interest-rates/index.html): Interest rates impact the entire economy. Learn who sets interest rates, why they rise and fall, and what that means for your finances. (872 words, 2022-07-28)
- [Why supply chains may soon outpace demand - M1](/content/blog/why-supply-chains-may-soon-outpace-demand/index.html): In the July 22, 2022 edition of Weekly Wrap Up, you'll find big banks' Q2 earnings reports, the next strain for the supply chain, and more. (512 words, 2022-07-22)
- [Why we're launching investing in crypto on M1 - M1](/content/blog/why-crypto-on-m1/index.html): Crypto is coming to M1. Learn why we're offering investing in crypto at M1 and what that means for you, the investors. (1,199 words, 2022-07-11)
- [Using tax-loss harvesting to turn capital losses into tax breaks - M1](/content/blog/tax-loss-harvesting/index.html): If you’ve had a few investments perform poorly this year, counting your losses with tax-loss harvesting could be a way to lower your tax bill. (1,258 words, 2022-07-08)
- [Bear market strategy, ruling your M1 app, and decision-making - M1](/content/blog/bear-market-strategy-and-decision-making/index.html): Bear markets can cause uncertainty, but they aren’t permanent. Read The Investor's Mindset for tips on how to manage market downturns. (426 words, 2022-06-27)
- [What are fractional shares and how do they work? - M1](/content/blog/how-fractional-shares-work/index.html): Fractional shares are any amount less than one full share. Before investing, it’s important to understand what they are and how they work. (1,423 words, 2022-06-16)
- [How to automate your finances with Smart Transfers - M1](/content/blog/how-to-automate-finances-with-smart-transfers/index.html): See how automating your finances with Smart Transfers can help you grow your wealth, without having to track transactions and deposits.   (750 words, 2022-06-13)
- [Crypto legislation, timing recessions, and inflation hot dogs - M1](/content/blog/crypto-legislation-timing-recessions-and-inflation-hot-dogs.html): The Lummis-Gillibrand bill may introduce crypto regulation that's good for investors. See a recap and its impact in The Investor's Mindset. (370 words, 2022-06-13)
- [Market swings affecting your mood? - M1](/content/blog/market-swings-affecting-your-mood/index.html): Temporary declines in the stock market are normal, but they tend to play on emotions. The upside? Find out in The Investor's Mindset. (377 words, 2022-06-06)
- [Why a hybrid work environment works best for our employees - M1](/content/blog/why-hybrid-works-best-for-m1/index.html): Hear from M1's People team about the decision to transition to a hybrid work environment and what we've learned along the way. (1,246 words, 2022-06-06)
- [Bear market? We’ve seen this before - M1](/content/blog/bear-market-weve-seen-this-before/index.html): The week’s top news for long-term investors, including bear market history, a US economic deal, and social media dips. (588 words, 2022-05-27)
- [Understanding the impact of interest rates on the stock market - M1](/content/blog/how-interest-rates-can-affect-your-investments/index.html): Learn the impact of interest rates on the stock market, companies, and sectors — and what that might mean for your investment portfolio. (1,385 words, 2022-05-26)
- [Interest rates will rise. Here’s how the Fed decided - M1](/content/blog/interest-rates-will-rise-heres-how-the-fed-decided/index.html): Everyone has an interest in interest rates. Find out how these rates are set and why the Federal Reserve decided to raise them last week. (414 words, 2022-05-10)
- [Americans take on more debt as interest rates rise - M1](/content/blog/americans-take-on-more-debt-as-interest-rates-rise/index.html): Market news for the week of May 6, 2022, including rising interest rates, Q1 earnings reports, and ways to invest in cryptocurrencies. (331 words, 2022-05-06)
- [M1 product updates: Stock research, account transfers, and more - M1](/content/blog/product-updates-april-2022/index.html): See the latest product updates on M1, including individual stock details, brokerage account transfers, and more accessible equity for Borrow. (832 words, 2022-05-05)
- [Investing in crypto: Pros, cons, and ways to invest - M1](/content/blog/investing-in-crypto/index.html): Learn the fundamentals of investing in crypto, see your options on M1, and figure out how to factor these assets into your financial plan.  (1,022 words, 2022-05-03)
- [City Scholars interns at M1: Supporting the next generation of tech talent - M1](/content/blog/city-scholars-interns/index.html): Learn all about the partnership between City Scholars and M1, and how we're working to foster top tech talent in Chicago. (755 words, 2022-05-03)
- [Expanding financial literacy to the Chicago community with Howard Brown Health - M1](/content/blog/howard-brown-health-workshop/index.html): Learn all about M1's partnership with Howard Brown Health, and how the two organizations are expanding financial literacy in Chicago. (1,008 words, 2022-04-21)
- [Why M1 launched Employee Resource Groups - M1](/content/blog/employee-resource-groups-launch/index.html): Employee Resource Groups help with retention and engagement. At M1, ERGs are an investment to help employees feel supported at work.  (1,207 words, 2022-04-20)
- [A day in the life of M1 engineers - M1](/content/blog/day-in-the-life-m1-engineers/index.html): See the day-to-day tasks of two M1 engineers to understand what it takes to keep the our financial platform running smoothly.  (1,067 words, 2022-04-18)
- [How M1 hires: A look inside our interview process  - M1](/content/blog/m1-interview-process/index.html): Learn about the M1 interview process, whether you’re getting ready for your first call or are wondering if M1 is the right fit.   (1,952 words, 2022-04-15)
- [A day in the life of an M1 Acquisition Marketing Specialist - M1](/content/blog/day-in-the-life-acquisition-marketing-specialist/index.html): See what an acquisition marketing career at M1 Finance looks like day-to-day through the eyes of two Acquisition Marketing Specialists.  (1,097 words, 2022-04-14)
- [Client stories: Tripling wealth using the FIRE movement on M1](/content/blog/client-stories-fire-movement/index.html): M1 client Billy G. is planning to retire at age 35. Hear his story to discover how he used M1 to take control of his retirement and wealth.  (526 words, 2022-04-07)
- [Why we named the company M1 Finance - M1](/content/blog/m1-company-name/index.html): We often get the question, "Why did you name the company M1 Finance?" Well, there are three reasons that tie back to what we're building. (535 words, 2022-02-15)
- [24 employees tell us why M1 is a 2021 top workplace - M1](/content/blog/top-workplace-2021/index.html): M1 is excited to be recognized as a Chicago Tribune 2021 Top Workplace! We talked to team members to hear why they enjoy about working at M1. (2,022 words, 2021-11-10)
- [The 6 principles of value investing - M1](/content/blog/6-principles-of-value-investing/index.html): The 6 principles of value investing (1,002 words, 2021-11-02)
- [So...I bought a bank - M1](/content/blog/bank-and-board/index.html): Brian Barnes dives into his personal purchase of The First National Bank of Buhl, M1's newest board member, and M1's future in banking. (775 words, 2021-10-19)
- [The rise of financial influencers: what you need to know about finance's fastest growing trend - M1](/content/blog/the-rise-of-financial-influencers/index.html): Financial influencers are changing the way brokerages and investors make decisions. So what does that mean for your financial wellness? (1,999 words, 2021-10-18)
- [5 ways a credit card can improve your financial well-being  - M1](/content/blog/5-ways-a-credit-card-can-improve-your-financial-well-being.html): 5 ways a credit card can improve your financial well-being  (914 words, 2021-10-05)
- [How to research stocks: are you investing like the experts? - M1](/content/blog/how-to-research-stocks/index.html): Whether you’re a beginner or someone with more investing experience, here’s our take on how to research stocks. (2,056 words, 2021-09-22)
- [5 ways M1 changed since our first billion in client assets - M1](/content/blog/5-billion/index.html): From $1 billion in client assets to $5 billion in a little over a year, M1's changed a lot. Here's a peek into our growth and future plans. (1,128 words, 2021-09-01)
- [We’re officially a unicorn: announcing our Series E  - M1](/content/blog/series-e/index.html): Our plans for our latest funding round: a $150 million Series E led by Softbank’s Vision Fund 2 and participation from existing investors. (752 words, 2021-07-14)
- [12 smart personal finance books to add to your reading list - M1](/content/blog/smart-personal-finance-books/index.html): Level up your finances with 11 actionable, not-textbook-level-boring books that will help you improve your financial well-being. (1,569 words, 2021-07-08)
- [What I learned leading a major product release during COVID-19  - M1](/content/blog/product-release-during-covid-19/index.html): Our approach to hybrid and remote work, with lessons learned from a product launch that happened during the COVID-19 pandemic. (1,581 words, 2021-07-07)
- [M1 Send Check: Behind the scenes of a physical product built in a digital world - M1](/content/blog/send-check/index.html): We learned a lot from building a physical feature in a digital world. Here's a behind-the-scenes look at our latest launch. (1,138 words, 2021-06-07)
- [Dogecoin on M1?  - M1](/content/blog/dogecoin-on-m1/index.html): Dogecoin's fast-rising price has led to concerns of a potential bubble in the cryptocurrency market. But bubbles don't last. (786 words, 2021-05-01)
- [The long-term power of dollar-cost averaging - M1](/content/blog/dollar-cost-averaging/index.html): The long-term power of dollar-cost averaging (962 words, 2021-04-30)
- [URGENT: trading announcement (1/28/21) - M1](/content/blog/urgent-trading-announcement-1-28-21/index.html): URGENT: trading announcement (1/28/21) (147 words, 2021-01-28)
- [10 signs it’s time to switch brokerage firms - M1](/content/blog/10-signs-its-time-to-switch-brokerage-firms/index.html): Switching to a new online broker can save you a significant amount of time and money. Here are ten signs it’s time to switch brokerage firms. (1,236 words, 2021-01-23)
- [M1 hits $3 billion in client assets - M1](/content/blog/m1-hits-3-billion-in-client-assets/index.html): M1 hits $3 billion in client assets (206 words, 2021-01-14)
- [5 ways you can intentionally apply systems to your investment strategy - M1](/content/blog/investment-strategy-systems/index.html): 5 ways you can intentionally apply systems to your investment strategy (1,046 words, 2020-11-20)
- [A smart investor’s guide to systems thinking - M1](/content/blog/a-smart-investors-guide-to-systems-thinking/index.html): A smart investor’s guide to systems thinking (1,060 words, 2020-10-22)
- [Behind our Series C: how a passion for personal finance led to the next-gen fintech platform - M1](/content/blog/series-c/index.html): Behind our Series C: how a passion for personal finance led to the next-gen fintech platform (1,283 words, 2020-10-14)
- [You’re doing it wrong: how to reduce friction in your financial journey - M1](/content/blog/how-to-reduce-friction-in-your-financial-journey/index.html): You’re doing it wrong: how to reduce friction in your financial journey (991 words, 2020-09-25)
- [You don’t need motivation to achieve your financial goals - M1](/content/blog/you-dont-need-motivation/index.html): You don’t need motivation to achieve your financial goals (987 words, 2020-09-22)
- [A $2 billion announcement - M1](/content/blog/2-billion-announcement/index.html): A $2 billion announcement (590 words, 2020-09-09)
- [Why investors need to K.I.S.S more - M1](/content/blog/investors-need-to-kiss-more/index.html): Why investors need to K.I.S.S more (894 words, 2020-08-24)
- [Coming soon: not your typical finance newsletter - M1](/content/blog/not-your-typical-finance-newsletter/index.html): Coming soon: not your typical finance newsletter (572 words, 2020-08-24)
- [How to stop self-sabotage: take control of your wealth and health - M1](/content/blog/control-wealth-and-health/index.html): How to stop self-sabotage: take control of your wealth and health (1,258 words, 2020-08-20)
- [Hello, M1 Spend - M1](/content/blog/m1-spend-is-live/index.html): M1 Spend is out of beta. It’s now a full-fledged, ready-to-be-kicked-out-of-the-beta-nest product. And we're celebrating with a special deal for you. (385 words, 2020-06-08)
- [Considering alternatives to Motif Investing? - M1](/content/blog/alternative-to-motif/index.html): If you’re a Motif user and you’re taking this moment to consider alternatives, we’d love it if you’d consider M1 for 3 main reasons. (443 words, 2020-04-24)
- [5 ways to work with your brain’s wiring for better financial outcomes - M1](/content/blog/wire-your-brain-for-better-financial-outcomes/index.html): Understanding the way our brains push us toward certain behaviors can make it easier to make financial decisions that lead to positive long-term outcomes. (1,336 words, 2020-04-21)
- [Introducing the new M1 look - M1](/content/blog/the-new-m1-look/index.html): M1 has a new look: introducing dark mode, improved accessibility, streamlined workflows, and a cleaner interface. (1,267 words, 2020-04-01)
- [We just passed $1 billion in platform assets - M1](/content/blog/1-billion-milestone/index.html): M1 just passed a big milestone—with growth powered by worth of mouth. Read on to see how we passed $1,000,000,000 on the platform. (510 words, 2020-02-26)
- [Emojis + M1 Pies? - M1](/content/blog/m1-emoji-pies/index.html): Emojis + M1 Pies? (88 words, 2020-02-12)
- [Cognitive biases in investing - M1](/content/blog/cognitive-biases-in-investing/index.html): Understand how cognitive biases work – and how to overcome them – to make sure they don’t get in the way of your investing. (2,162 words, 2019-10-09)
- [New in M1: Transfer money easier and faster - M1](/content/blog/transfer-tab/index.html): The new Transfers tab makes moving money into, out of, and within M1 easier and faster than ever. (766 words, 2019-09-21)
- [Do You Really Need a Financial Advisor? | M1 Finance](/content/blog/do-you-really-need-a-financial-advisor/index.html): When it comes to managing your money, who's the best person for the job? The answer isn't as straightforward as you may think. (1,186 words, 2019-05-10)
- [What is My Investment Risk Tolerance? | M1 Finance](/content/blog/whats-your-risk-tolerance/index.html): Does your investment portfolio align with your financial goals? Take the assessment to find out if you're a conservative, moderate, or aggressive investor. (1,148 words, 2019-05-07)
- [Introducing M1 Spend | M1 Finance Blog](/content/blog/m1-spend/index.html): Introducing the M1 Spend checking account and debit card that seamlessly integrate with the M1 Finance account you already know and love. (901 words, 2019-01-29)
- [The History of Brokerages from M1 Finance](/content/blog/history-of-brokerages/index.html): M1 details the innovations and evolution of the brokerage industry that have led to the democratization of investing, and considers the next big milestone. (1,314 words, 2018-12-06)
- [How 5 Investors Use M1 Finance to Build Wealth](/content/blog/m1-user-stories-2/index.html): M1 Finance rethinks the tools of personal finance to empower more people to build wealth their way. Now we're sharing our users' stories. (1,740 words, 2018-11-13)
- [My M1 Story: From Active Trading to Auto Investing | M1 Finance](/content/blog/m1-user-story/index.html): Learn how one man went from day trader to long-term investor with the help of M1 Pies, automated intelligence, and fractional shares. (965 words, 2018-11-13)
- [Saving vs Investing: How to Choose | M1 Finance](/content/blog/saving-vs-investing/index.html): Should you invest in the stock market, or keep your money in a savings account? Here’s what you need to consider when choosing where to put your money. (910 words, 2018-09-13)
- [One Platform, Unlimited Possibilities | M1 Finance](/content/blog/my-m1-story/index.html): With M1 Finance, your experience can be as unique as you. Read how real people use M1 to invest, borrow, & pursue their financial goals. (1,979 words, 2018-09-04)
- [The Future of Finance is Free... And So Much More | M1 Finance](/content/blog/followup-on-free/index.html): 8 months after cutting our fees, the rest of the finance industry is finally following suit. So what's next? (587 words, 2018-08-30)
- [Introducing M1 Borrow | M1 Finance](/content/blog/announcing-m1s-newest-feature-m1-borrow/index.html): The simplest, lowest cost way to borrow is now here. Borrow money instantly at one of the lowest rates on the market and pay back on your schedule. (544 words, 2018-06-18)
- [The Best Sharebuilder Alternative is Free | M1 Finance](/content/blog/sharebuilder-alternative-m1-finance/index.html): M1 offers the same features that made Sharebuilder great and many more, so you can automatically invest in what you want for free. (993 words, 2018-06-15)
- [How to Set Financial Goals for 2019 | M1 Finance](/content/blog/financial-new-years-resolutions/index.html): Did you know 80% of Americans abandon their New Year’s resolutions by February? Yikes. Follow our tips to successfully keep your resolutions in 2019. (637 words, 2018-05-23)
- [Automatic Rebalancing: Definition, Benefits, & Tips | M1 Finance](/content/blog/everything-you-need-to-know-about-automatic-rebalancing.html): Why should you rebalance your portfolio? And is automatic rebalancing really the best way to go? Find out the best way to keep your portfolio on track. (1,118 words, 2018-05-23)
- [Individual Orders & Cash Balance Control | M1 Finance](/content/blog/introducing-m1s-two-newest-features/index.html): The two latest additions to the M1 app add even more flexibility and control, so you can always invest exactly how you want. (923 words, 2018-04-25)
- [Best Finance Films of All Time | M1 Finance](/content/blog/6-finance-flicks-to-watch-this-weekend/index.html): Time for a movie marathon! We're sharing a few of our favorite financial flicks to get you through the weekend. (136 words, 2018-02-23)
- [Automate Your Finances with Investing Schedules | M1 Finance](/content/blog/automate-finances-with-recurring-funding/index.html): Building wealth has never been so easy. Here’s everything you need to know about using recurring transfers to plan for a better financial future. (871 words, 2018-02-21)
- [How to Talk About Money as a Couple | M1 Finance](/content/blog/how-to-talk-about-money-as-a-couple/index.html): Talking about money may feel taboo, but avoiding the topic can strain your relationship. Here’s how to talk openly and keep the conversation stress-free. (1,159 words, 2018-02-14)
- [How to Choose Stocks: 3 Steps to Success | M1 Finance](/content/blog/how-to-choose-stocks/index.html): Selecting the right investments is crucial to your financial success. Here’s how to choose the right stocks for your portfolio. (1,100 words, 2018-02-07)
- [5 Common Investing Mistakes to Avoid | M1 Finance](/content/blog/common-investing-mistakes-to-avoid/index.html): A majority of investors make one or more of these critical mistakes when choosing stocks. Are you guilty? (1,117 words, 2018-02-06)
- [Trading vs. investing: 6 things you need to know - M1](/content/blog/trading-vs-investing/index.html): Switching brokerages? Cash transfers can be costly. Maintain your cost basis and avoid tax consequences with in-kind transfers. (1,348 words, 2018-02-02)
- [8 Must-Read Investing Books | M1 Finance](/content/blog/top-investing-books/index.html): Whether you're new to buying stocks or a more experienced investor, you'll want to add these 8 books to your reading list ASAP. (257 words, 2018-01-26)
- [Lessons from Major Asset Bubbles in History | M1 Finance](/content/blog/lessons-from-past-bubbles/index.html): Don't repeat past mistakes. Here's what 3 of the biggest financial bubbles in history can teach you about choosing your investments. (746 words, 2018-01-25)
- [Personal Budgeting Techniques | M1 Finance](/content/blog/personal-budgeting-techniques/index.html): Find out which personal budgeting technique is right for your needs, and learn how to use each strategy to get the most from your money. (1,207 words, 2018-01-19)
- [Retirement Savings Tips for 2018 | M1 Finance](/content/blog/how-to-save-for-retirement/index.html): Does the thought of retirement send you into a mild (or not-so-mild) panic? Take these 5 steps now to get your savings on the right track. (756 words, 2018-01-18)
- [Finance is Full of Gimmicks | M1 Finance](/content/blog/financial-gimmicks/index.html): Financial gimmickry won't help America's savings crisis. M1 Finance's CEO Brian Barnes shares his POV in Business Insider on what will help you save better. (240 words, 2017-11-03)
- [M1 Finance: Guest Post from the Cash Cow Couple](/content/blog/cash-cow-couple/index.html): Jacob Lumby of the Cash Cow Couple discusses his investing perspective with M1 Finance and what he believes sets it apart as a superior investing platform. (731 words, 2017-08-28)
- [How to Teach Your Kids About Money | M1 Finance](/content/blog/preparing-kids-financial-adulthood/index.html): At M1 Finance, we want to empower people to make the most of their money. Here's what I taught my kids, to help them become financially independent. (1,295 words, 2017-08-14)
- [Why Summer is the Perfect Time for a Financial Check-Up](/content/blog/midyear_financial_checkup/index.html): You should always have a mid-year check-in on your financial goals. Take twenty minutes and review this checklist from M1 Finance to assess your situation. (1,116 words, 2017-06-28)
- [Teach Your Kids How to Save Money | M1 Finance](/content/blog/what-i-taught-my-kids-about-savings-and-hard-work/index.html): Part one of a two-part series on teaching your children sound financial habits that will last a lifetime. (928 words, 2017-05-25)
- [Where Should I Put My Money? | M1 Finance](/content/blog/where-should-i-put-money/index.html): M1 Finance CEO Brian Barnes explores various investing options and the pros and cons with each. M1's engaged investing approach is a balanced solution. (1,138 words, 2017-04-12)
- [The Active vs. Passive Investing Debate | M1 Finance](/content/blog/active-vs-passive/index.html): Our look at the pros and cons of both active and passive investing styles -- and how M1 uses a balance of both to achieve investing nirvana. (1,302 words, 2017-04-04)
- [The Story of M1 Finance's Creation, Vision and Company Purpose](/content/blog/why-i-founded-m1/index.html): "Brian Barnes, Founder and CEO of M1 Finance, describes his passion for investing, his frustrations with the financial industry and why he founded M1." (1,093 words, 2017-03-27)

## About Pages

- [about/index.html](/content/about/index.html) (331 words)

## Resources

- [Full Page Index](/index.html): Browse all cached pages with rich metadata
- [About This Cache](/about.html): Methodology, technical details, and usage guidelines
- [XML Sitemap](/sitemap.xml): Machine-readable sitemap for crawler discovery
- [Robots.txt](/robots.txt): Crawler directives
- [Agentsite Network](https://agentsite.network/network.html): Public index of Agentsites and their machine-readable resources